yIn this episode of the Financial Fofu podcast, Trudi Cowan and Sarah Eifermann discuss the current state of the market with Lynne Walton from Access Intel. They explore the significant increase in insolvencies, the impact of ATO debt on businesses, and the concept of Small Business Restructuring (SBR) as a solution for struggling companies. The conversation highlights the importance of cash flow management, the challenges associated with SBR, and the implications of Directors Penalty Notices. The episode emphasizes the need for proactive risk management and monitoring to navigate the financial landscape effectively. In this conversation, the speakers delve into the complexities of Small Business Restructuring (SBR) and the implications of ATO debt. They discuss the role of practitioners, the importance of understanding creditor relationships, and the nuances of preferential payments. The conversation also highlights the significance of selecting the right advisor and recognizing the appropriate timing for restructuring. Finally, they touch on the duration of the SBR process and the challenges faced by directors in managing their businesses effectively.

In this episode of the Financial Fofu Podcast, Trudi Cowan and Sarah Eifermann discuss the evolving nature of leadership and management in modern enterprises. They explore the qualities of effective leaders, the importance of empathetic communication, and the distinction between leadership and management roles. The conversation emphasises the need for trust, transparency, and the ability to make difficult decisions with empathy. They also touch on the changing expectations of employees and the importance of continuous improvement and engagement in the workplace.

In this episode, we dive into the hidden truths behind the real cost of employing staff—and why mental health and financial well-being are now business essentials, not extras.

We explore how financial stress impacts performance, the rising importance of mental health support in the workplace, and practical ways businesses can create healthier, more sustainable teams.

Plus, we look at the future of work in Australia: hybrid and remote models are here to stay, but success depends on more than just technology—it’s about trust, flexibility, and well-being.

If you're a business owner, manager, or entrepreneur, this is the conversation you can’t afford to miss.

How AI is Reshaping the Way Australian BusinessesOperate

AI is no longer just a buzzword—it’s becoming anessential tool for growth, efficiency, and innovation across Australian businesses of all sizes.

In this episode, we explore how artificial intelligenceis transforming industries, from automating admin tasks to improving customer experiences and unlocking deeper insights through data. We break down the top AI tools small businesses are already using, the real benefits they’re seeing, and the common roadblocks when it comes to adoption.

Plus, we look ahead to what AI means for the future ofwork in Australia—how jobs, skills, and business models are rapidly evolving in an AI-driven world.

Whether you’re curious, cautious, or alreadyexperimenting with AI in your business, this episode will help you better understand the opportunities and challenges ahead.

Are you ready to grow your business but unsure how to fund it? In this episode of we demystify the world of business finance in Australia. From equipment loansto lines of credit and everything in between, you'll learn why timing is everything when it comes to accessing finance. Discover the key considerations beyond interest rates — like cost of doing business, loan structure, and funding fit — so you can make confident, strategic decisions before it’s too late.

In this episode of Financial FOFU, we dive into how Australian small businesses are handling economic uncertainty. From rising costs to shifting consumer habits, we explore the challenges—and the smart strategies—keeping some businesses ahead. Featuring real stories, practical tips, and a look at the support available to help you stay resilient, we turn the spotlight on small businesses across Australia as they navigate a landscape marked by rising interest rates, supply chain hiccups, and evolving consumer habits. While many are feeling the pinch, others are finding ways to not just survive—but thrive.

We explore what’s working, what’s not, and what business owners can do to stay resilient in the face of uncertainty.

As tax time rolls around, Australian small and medium-sized businesses are on the hunt for ways to keep more money in their pockets—legitimately. In this episode of Financial FOFU, we break down the essential tax-time strategies every business owner should know. From understanding what really counts as a deductible expense (hint: it’s not always the obvious stuff) to making the most of the Instant Asset Write-Off and prepaying eligible expenses,we’ll guide you through it all.

We also cover often-overlooked record-keeping tips to help keep the ATO happy, explore smart superannuation contribution strategies before June 30, and unpack the latest ATO compliance updates—including how to avoid penalties and navigate payment plans. Whether you're a seasoned operator or new to business, this episode is packed with practical advice that could save you thousands and set you up for a smoother EOFY. Don’t miss it!

In this episode of Financial FOFU, we dive intotwo major trends shaping Australia’s economy: the Gig Economy and the SubscriptionEconomy.

We explore the rise of gig work, from freelancing torideshare, and discuss the flexibility and challenges it brings, including job insecurity and fluctuating income. We also look at how the Subscription Economy is transforming businesses, offering predictable revenue but alsocreating issues like subscription fatigue and market competition.

Tune in for insights on how these trends are changingthe way Australians work and do business—and what the future might hold.

Success in business isn’t just about strategy—it’sabout mental toughness, adaptability, and resilience. In this episode, we dive into the entrepreneurial mindset, exploring how top founders navigate setbacks, embrace uncertainty, and turn obstacles into opportunities.

We’ll also uncover Stoic principles—ancient wisdom that helps entrepreneurs master self-control, make smarter decisions, and thrive under pressure.

Success in business isn’t just about strategy—it’sabout mental toughness, adaptability, and resilience. In this episode, we dive into the entrepreneurial mindset, exploring how top founders navigate setbacks, embrace uncertainty, and turn obstacles into opportunities.

We’ll also uncover Stoic principles—ancient wisdom that helps entrepreneurs master self-control, make smarter decisions, and thrive under pressure.

Business planning isn’t just for startups—it’s essential for sustainable success. In this episode, we debunk common myths and explore how a living, adaptable plan helps entrepreneurs navigate uncertainty, financial challenges, and growth.

Plus, we celebrate being in the Top 20% of Spotify video podcasts—thanks to you! 🎉 Tune in for practical insights and real-world strategies to build a business plan that works. 🚀

Thinking of launching a startup? This episode takes you through the journey from ideation to execution, covering funding options, market validation, and key legal considerations. We highlight challenges such as cashflow management, hiring, and burnout while sharing success stories and lessons from seasoned entrepreneurs. Whether you're starting from scratch or scaling up, this episode provides actionable insights to help you thrive in thefast-paced startup world.

In this episode, Sarah Eifermann discusses the emerging business trends for 2025, including the impact of technology, market shifts, consumer behavior, and the importance of mental health in business. The conversation highlights the need for businesses to adapt to changing economic conditions, embrace AI and automation, and prioritise personal connections with customers. Sarah emphasises the importance of being proactive in business strategy and the necessity of mental health support for business owners.